{"id":153,"date":"2026-03-07T12:17:11","date_gmt":"2026-03-07T06:47:11","guid":{"rendered":"https:\/\/gkonline.in\/car-bike\/?p=153"},"modified":"2026-04-01T16:09:02","modified_gmt":"2026-04-01T10:39:02","slug":"maruti-suzuki-ertiga-finance-plan-bring-home-a-7-seater-with-%e2%82%b92-lakh-down-payment-and-affordable-emis","status":"publish","type":"post","link":"https:\/\/gkonline.in\/car-bike\/maruti-suzuki-ertiga-finance-plan-bring-home-a-7-seater-with-%e2%82%b92-lakh-down-payment-and-affordable-emis\/","title":{"rendered":"Maruti Suzuki Ertiga Finance Plan: Bring Home a 7-Seater with \u20b92 Lakh Down Payment and Affordable EMIs"},"content":{"rendered":"\n

If you are looking for a practical and budget-friendly 7-seater car in India<\/strong>, the Maruti Suzuki Ertiga continues to be one of the most popular choices. Known for its spacious interior, dependable performance, and strong fuel efficiency<\/strong>, the MPV has become a favorite among Indian families. It is also widely used in the taxi and commercial segment<\/strong> because of its low running costs and reliability.<\/p>\n\n\n\n

For buyers who do not want to pay the full price at once, the Ertiga can be purchased through easy car finance options<\/strong>. With a down payment of about \u20b92 lakh<\/strong>, buyers can take home popular variants such as the ZXi manual<\/strong> or ZXi+ automatic<\/strong> and repay the remaining amount through monthly EMIs.<\/p>\n\n\n\n

Below is a closer look at the engine details, mileage, pricing, and estimated EMI plans.<\/p>\n\n\n\n

Engine and Performance<\/h2>\n\n\n\n

The Maruti Suzuki Ertiga is powered by a 1.5-litre petrol engine<\/strong> that focuses on delivering a balance between performance and efficiency. It is suitable for daily city drives as well as long highway journeys with family<\/strong>.<\/p>\n\n\n\n

Engine Specifications<\/strong><\/p>\n\n\n\n

Specification<\/th>Details<\/th><\/tr><\/thead>
Engine<\/td>1462cc Petrol<\/td><\/tr>
Power<\/td>101.64 bhp<\/td><\/tr>
Torque<\/td>139 Nm<\/td><\/tr>
Transmission<\/td>Manual & Automatic<\/td><\/tr>
Seating Capacity<\/td>7 Seats<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

This engine is known for its refined performance and low maintenance costs<\/strong>, which is one reason the Ertiga remains a strong contender in the MPV segment.<\/p>\n\n\n\n

Mileage<\/h2>\n\n\n\n

Fuel efficiency is one of the key strengths of the Maruti Suzuki Ertiga. Even though it is a three-row MPV<\/strong>, it delivers impressive mileage.<\/p>\n\n\n\n

According to the company, the petrol version offers around 20.51 kmpl<\/strong>, making it among the most fuel-efficient 7-seater vehicles in India<\/strong>. This helps reduce running expenses for families and commercial users.<\/p>\n\n\n\n

Variants and Price Range<\/h2>\n\n\n\n

The Ertiga is offered in multiple variants across four trims<\/strong>, giving buyers flexibility based on budget and required features.<\/p>\n\n\n\n

Variant Range<\/th>Ex-Showroom Price<\/th><\/tr><\/thead>
Entry-Level Variant<\/td>\u20b98.80 lakh<\/td><\/tr>
Top Variant<\/td>\u20b912.94 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

The MPV also includes several useful features such as:<\/p>\n\n\n\n

    \n
  • Automatic climate control<\/li>\n\n\n\n
  • Touchscreen infotainment system<\/li>\n\n\n\n
  • Premium audio setup<\/li>\n\n\n\n
  • Multiple airbags for safety<\/li>\n\n\n\n
  • Spacious cabin with flexible seating layout<\/li>\n<\/ul>\n\n\n\n

    These features help make the Ertiga comfortable for both family trips and daily commuting<\/strong>.<\/p>\n\n\n\n

    Finance Plan for ZXi Manual Variant<\/h2>\n\n\n\n

    The ZXi manual<\/strong> is one of the most commonly chosen variants in the lineup because it offers a good balance of features and affordability.<\/p>\n\n\n\n

    Detail<\/th>Amount<\/th><\/tr><\/thead>
    Ex-Showroom Price<\/td>\u20b911.59 lakh<\/td><\/tr>
    On-Road Price (Approx.)<\/td>\u20b913.77 lakh<\/td><\/tr>
    Down Payment<\/td>\u20b92 lakh<\/td><\/tr>
    Loan Amount<\/td>\u20b911.77 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    If the remaining amount is financed at 10% interest for 5 years<\/strong>, the estimated EMI would be:<\/p>\n\n\n\n

    Finance Detail<\/th>Value<\/th><\/tr><\/thead>
    Loan Tenure<\/td>5 Years<\/td><\/tr>
    Interest Rate<\/td>10%<\/td><\/tr>
    Monthly EMI<\/td>~\u20b925,008<\/td><\/tr>
    Total Interest Paid<\/td>~\u20b93.23 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    This plan allows buyers to own a premium 7-seater MPV with manageable monthly payments<\/strong>.<\/p>\n\n\n\n

    Finance Plan for ZXi+ Automatic Variant<\/h2>\n\n\n\n

    Drivers who frequently travel in heavy city traffic<\/strong> may prefer the ZXi+ automatic variant<\/strong>, which offers more convenience thanks to automatic transmission.<\/p>\n\n\n\n

    Detail<\/th>Amount<\/th><\/tr><\/thead>
    Ex-Showroom Price<\/td>\u20b912.94 lakh<\/td><\/tr>
    On-Road Price<\/td>\u20b915.35 lakh<\/td><\/tr>
    Down Payment<\/td>\u20b92 lakh<\/td><\/tr>
    Loan Amount<\/td>\u20b913.35 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Estimated loan breakdown with 10% interest for 5 years<\/strong>:<\/p>\n\n\n\n

    Finance Detail<\/th>Value<\/th><\/tr><\/thead>
    Loan Tenure<\/td>5 Years<\/td><\/tr>
    Monthly EMI<\/td>~\u20b928,365<\/td><\/tr>
    Total Interest Paid<\/td>~\u20b93.66 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    This version provides extra comfort and easier driving<\/strong>, especially for daily commuting in crowded urban areas.<\/p>\n\n\n\n

    Key Features<\/h2>\n\n\n\n

    The Maruti Suzuki Ertiga combines comfort, safety, and practicality<\/strong>, making it suitable for a wide range of buyers.<\/p>\n\n\n\n

    Some important highlights include:<\/p>\n\n\n\n

      \n
    • Automatic climate control<\/li>\n\n\n\n
    • Smart touchscreen infotainment system<\/li>\n\n\n\n
    • Premium audio system<\/li>\n\n\n\n
    • Dual airbags and safety features<\/li>\n\n\n\n
    • Spacious three-row seating arrangement<\/li>\n<\/ul>\n\n\n\n

      Final Thoughts<\/h2>\n\n\n\n

      The Maruti Suzuki Ertiga remains one of the most practical and value-for-money MPVs available in India<\/strong>. With its reliable engine, good fuel economy, roomy cabin, and flexible finance options<\/strong>, it continues to attract families and commercial buyers alike.<\/p>\n\n\n\n

      Whether you opt for the ZXi manual for affordability<\/strong> or the ZXi+ automatic for convenience<\/strong>, the Ertiga offers a balanced combination of space, efficiency, and comfort<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

      Maruti Suzuki Ertiga finance plan explained \u2013 buy the 7-seater MPV with just \u20b92 lakh down payment. Check price, mileage, engine specs, and EMI details for ZXi manual and ZXi+ automatic variants.<\/p>\n","protected":false},"author":2,"featured_media":154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,5,1],"tags":[61,62,60,63,65,64,59],"class_list":["post-153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cars","category-car-news","category-news","tag-ertiga-down-payment","tag-ertiga-emi-plan","tag-ertiga-finance-plan","tag-ertiga-zxi","tag-ertiga-zxi-automatic","tag-ertiga-zxi-manual","tag-maruti-suzuki-ertiga"],"jetpack_featured_media_url":"https:\/\/gkonline.in\/car-bike\/wp-content\/uploads\/sites\/9\/2026\/03\/Maruti-Suzuki-Ertiga.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/posts\/153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/comments?post=153"}],"version-history":[{"count":1,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/posts\/153\/revisions"}],"predecessor-version":[{"id":155,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/posts\/153\/revisions\/155"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/media\/154"}],"wp:attachment":[{"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/media?parent=153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/categories?post=153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gkonline.in\/car-bike\/wp-json\/wp\/v2\/tags?post=153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}